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Peterson Zeyer Law, Idaho bankruptcy attorneys

Bannock County · Idaho

Bankruptcy lawyer in Pocatello, Idaho.

Bannock County residents can file Chapter 7 or Chapter 13 with us without a trip across the state. Consultations happen by phone or video, and we handle the filing from there.

Start my free case review(208) 433-9882
Population
57,000+
Office serving you
Boise office
Drive time
230 minutes

No cost, no obligation

Free case review for Pocatello residents

Tell us what's happening and we'll get you on the calendar. Most of the process is handled by Zoom, phone, and email, wherever you are in Idaho.

  • Tell us what's going on. It takes a few minutes.
  • Your case review lands on the calendar automatically.
  • Most of the process is handled over Zoom, phone, and email.
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Why Pocatello families file

Pocatello families call us for the same reasons Boise families do: a medical bill that outgrew the household budget, a garnishment that started without warning, or credit card balances that stopped going down no matter what got paid. None of that is unique to one side of Idaho.

What Idaho law lets you keep

Eastern Idaho filers use the same Idaho exemption list as everyone else in the state. The homestead exemption protects up to $175,000 of equity, and Bannock County's median income means most households qualify for Chapter 7 outright under the means test.

Where the case is filed

All Pocatello bankruptcy cases are filed in the United States Bankruptcy Court for the District of Idaho. U.S. Bankruptcy Court, District of Idaho (the district covers all of Idaho, including Bannock County).

How we serve Pocatello clients

Our Boise office is about 230 minutes from Pocatello, and most clients rarely need to drive it. Case reviews are handled over Zoom or phone, and the 341 meeting of creditors is held over Zoom.

Common questions from Pocatello clients

Most Chapter 7 cases in Idaho are fully discharged in about 90 days from the day we file. The automatic stay, which stops garnishments, calls, and lawsuits, takes effect the moment we file with the court.

Almost certainly not. Idaho's homestead exemption protects up to $175,000 of equity in your primary residence. If your home equity is below that and you stay current on the mortgage, you keep the house.

Idaho's vehicle exemption is generous, and federal exemptions cover an additional amount. If your car is financed and you keep paying, you keep the car. If it's paid off, the exemption almost always covers it.

Qualification comes down to the Idaho means test, which compares your household income to the state median. If you're below the median, you qualify automatically. If you're above, we run the long-form test, and most people still qualify.

Yes. Medical debt is unsecured and is fully discharged in Chapter 7. So are credit cards, personal loans, payday loans, repossession deficiencies, and most lawsuit judgments.

Recent taxes, child support, alimony, most student loans, and debts from fraud aren't dischargeable. We'll tell you up front, in your free consultation, exactly which of your debts go away and which stay.

File from Pocatello this week.

A free, confidential call with Hyrum Zeyer answers the question that's been keeping you up.

Start my free case review(208) 433-9882
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