Why Boise families file
Boise's growth has cut both ways for families. Wages haven't kept up with the cost of a mortgage or a car payment, and medical debt remains the #1 reason Treasure Valley residents file for bankruptcy. We've walked hundreds of Boise residents through Chapter 7 and Chapter 13, and most of them tell us they wish they'd called sooner.
What Idaho law lets you keep
Boise filings cover everything from credit card debt and medical bills to second-home foreclosures and small-business wind-downs. Idaho's homestead exemption protects up to $175,000 of home equity, and the state's vehicle exemption is generous enough that you can almost always keep the car you drive to work.
Where the case is filed
All Boise bankruptcy cases are filed in the United States Bankruptcy Court for the District of Idaho. U.S. Bankruptcy Court, District of Idaho, 550 W Fort St, Boise.
Cases out of Boise are typically assigned to trustees Janine P. Reynard or Gary L. McClendon. We know their practices and prepare your case accordingly, so there are very few surprises at the 341 meeting.
How we serve Boise clients
Our Boise office is right in Boise, but you don't have to come to it. Most of the process runs over Zoom, phone, and email, and the 341 meeting of creditors is held over Zoom too.