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  • Serving Idaho since 2012
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Peterson Zeyer Law, Idaho bankruptcy attorneys

Canyon County · Idaho

Bankruptcy lawyer in Nampa, Idaho.

Our Nampa office serves Canyon County families looking for straightforward, affordable bankruptcy relief. Most of the process is handled over Zoom, phone, and email.

Start my free case review(208) 433-9882
Population
115,000+
Office serving you
Nampa office
Drive time
In town

No cost, no obligation

Free case review for Nampa residents

Tell us what's happening and we'll get you on the calendar. Most of the process is handled by Zoom, phone, and email, wherever you are in Idaho.

  • Tell us what's going on. It takes a few minutes.
  • Your case review lands on the calendar automatically.
  • Most of the process is handled over Zoom, phone, and email.
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Confidential, and it costs nothing to ask.

Prefer to talk? (208) 433-9882

Why Nampa families file

Nampa has one of the highest per-capita bankruptcy filing rates in Idaho. The combination of agricultural-cycle income, medical debt, and rising rents pushes good families into impossible situations. We meet you where you are: no judgment, no upselling, just a flat fee quoted to your situation at a free consultation.

What Idaho law lets you keep

Canyon County filers tend to ask the same three questions: will I lose my truck, will I lose my home, and how soon can the calls stop. The answers, almost always: no, no, and the day we file.

Where the case is filed

All Nampa bankruptcy cases are filed in the United States Bankruptcy Court for the District of Idaho. U.S. Bankruptcy Court, District of Idaho, in Boise (20 minutes from Nampa).

Cases out of Nampa are typically assigned to trustees Janine P. Reynard or Gary L. McClendon. We know their practices and prepare your case accordingly, so there are very few surprises at the 341 meeting.

How we serve Nampa clients

Our Nampa office is right in Nampa, but you don't have to come to it. Most of the process runs over Zoom, phone, and email, and the 341 meeting of creditors is held over Zoom too.

Common questions from Nampa clients

Most Chapter 7 cases in Idaho are fully discharged in about 90 days from the day we file. The automatic stay, which stops garnishments, calls, and lawsuits, takes effect the moment we file with the court.

Almost certainly not. Idaho's homestead exemption protects up to $175,000 of equity in your primary residence. If your home equity is below that and you stay current on the mortgage, you keep the house.

Idaho's vehicle exemption is generous, and federal exemptions cover an additional amount. If your car is financed and you keep paying, you keep the car. If it's paid off, the exemption almost always covers it.

Qualification comes down to the Idaho means test, which compares your household income to the state median. If you're below the median, you qualify automatically. If you're above, we run the long-form test, and most people still qualify.

Yes. Medical debt is unsecured and is fully discharged in Chapter 7. So are credit cards, personal loans, payday loans, repossession deficiencies, and most lawsuit judgments.

Recent taxes, child support, alimony, most student loans, and debts from fraud aren't dischargeable. We'll tell you up front, in your free consultation, exactly which of your debts go away and which stay.

File from Nampa this week.

A free, confidential call with Hyrum Zeyer answers the question that's been keeping you up.

Start my free case review(208) 433-9882
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